What does a home warranty typically cover?

A home warranty is designed to provide financial protection to homeowners for repairs or replacements of major home systems and appliances that may fail due to normal wear and tear over a specified period. This typically includes items such as heating and cooling systems, electrical systems, plumbing, water heaters, major kitchen appliances like ovens and refrigerators, and more. By covering these essential components, a home warranty helps to minimize unexpected expenses and provides peace of mind to homeowners.

The other options focus on services or coverage that falls outside the scope of a typical home warranty. Complete remodeling, exterior landscaping, and pool maintenance are not usually included in home warranty plans, as these involve enhancements, upkeep, or aesthetic improvements rather than necessary repairs or replacements of essential home systems. Routine cleaning services, while important for home maintenance, are also not a part of what home warranties cover. Thus, the focus on major systems and appliances makes the first choice the most accurate description of a home warranty's coverage.